@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&family=Source+Serif+4:opsz,wght@8..60,500;8..60,600;8..60,700&display=swap');

/* ============================================================
   CSS VARIABLES & DESIGN SYSTEM
   ============================================================ */
:root {
    --kpn-navy:       #0A192F;
    --kpn-dark:       #050d1a;
    --kpn-royal-blue: #1D3557;
    --kpn-slate:      #2f435f;
    --kpn-gold:       #C5A059;
    --kpn-gold-hover: #A38448;
    --kpn-gold-light: rgba(197, 160, 89, 0.10);
    --kpn-light-bg:   #F4F8FC;
    --kpn-white:      #FFFFFF;
    --kpn-text-dark:  #1e3448;
    --kpn-text-mid:   #3e5a7a;
    --kpn-text-light: #F1F5F9;
    --kpn-border:     #dce8f4;

    --font-primary: 'Manrope', 'Segoe UI', sans-serif;
    --font-display: 'Source Serif 4', Georgia, serif;

    --radius-sm:  6px;
    --radius-md:  12px;
    --radius-lg:  20px;

    --shadow-card:  0 4px 24px rgba(10, 25, 47, 0.07);
    --shadow-hover: 0 12px 40px rgba(10, 25, 47, 0.13);
    --shadow-deep:  0 20px 60px rgba(10, 25, 47, 0.16);

    --transition: 0.3s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; }

body {
    font-family: var(--font-primary);
    color: var(--kpn-text-dark);
    margin: 0;
    padding: 0;
    background-color: var(--kpn-white);
    line-height: 1.75;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    color: var(--kpn-navy);
    font-weight: 700;
    margin-top: 0;
    margin-bottom: 1rem;
    line-height: 1.25;
    letter-spacing: -0.3px;
}
h1 { font-size: 3.2rem; }
h2 { font-size: 2.2rem; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }

p { margin-top: 0; margin-bottom: 1.4rem; }

a {
    color: var(--kpn-gold);
    text-decoration: none;
    transition: color var(--transition);
}
a:hover { color: var(--kpn-gold-hover); }

ul, ol { padding-left: 22px; }
li { margin-bottom: 8px; }

img { max-width: 100%; height: auto; display: block; }

/* ============================================================
   LAYOUT & UTILITIES
   ============================================================ */
.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 40px;
}

.p-y    { padding: 96px 0; }
.py-80  { padding: 80px 0; }
.mt-20  { margin-top: 20px; }
.mt-30  { margin-top: 30px; }
.mt-40  { margin-top: 40px; }
.mb-40  { margin-bottom: 40px; }

.text-center   { text-align: center; }
.align-center  { align-items: center; }

.bg-white { background-color: var(--kpn-white); }
.bg-light { background-color: var(--kpn-light-bg); }

/* ============================================================
   SECTION HEADINGS
   ============================================================ */
.section-eyebrow {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--kpn-gold);
    margin-bottom: 12px;
}

.section-title {
    font-size: 2.2rem;
    color: var(--kpn-navy);
    margin-bottom: 20px;
    position: relative;
}

.section-divider {
    height: 3px;
    width: 56px;
    background: linear-gradient(90deg, var(--kpn-gold), rgba(197,160,89,0.3));
    border-radius: 99px;
    margin: 0 auto 28px;
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--kpn-text-mid);
    font-weight: 600;
    margin-top: -6px;
    margin-bottom: 0;
}

.home-section-header {
    max-width: 720px;
    margin: 0 auto 40px;
    text-align: center;
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
.fade-in {
    opacity: 0;
    transition: opacity 0.9s cubic-bezier(0.16, 1, 0.3, 1);
}
.fade-in.visible { opacity: 1; }

.fade-up {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.9s cubic-bezier(0.16, 1, 0.3, 1),
                transform 0.9s cubic-bezier(0.16, 1, 0.3, 1);
}
.fade-up.visible { opacity: 1; transform: translateY(0); }

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
    background: linear-gradient(90deg, var(--kpn-dark) 0%, var(--kpn-navy) 100%);
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 2px solid var(--kpn-gold);
    padding: 16px 0;
    box-shadow: 0 4px 30px rgba(0,0,0,0.25);
}

.header-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
}

.site-logo img {
    height: 44px;
    width: auto;
    filter: brightness(0) invert(1);
}

/* Navigation */
.nav-menu {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    gap: 6px;
    flex-wrap: wrap;
}

.nav-menu a {
    display: block;
    color: rgba(241,245,249,0.88);
    font-weight: 600;
    font-size: 0.88rem;
    letter-spacing: 0.4px;
    padding: 6px 12px;
    border-radius: var(--radius-sm);
    transition: all var(--transition);
}
.nav-menu a:hover {
    color: var(--kpn-gold);
    background: rgba(197,160,89,0.10);
}

.header-cta .btn {
    font-size: 0.88rem;
    padding: 10px 20px;
    white-space: nowrap;
}

/* Mobile toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 6px;
}
.nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--kpn-text-light);
    border-radius: 2px;
    transition: var(--transition);
}
.nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 13px 28px;
    font-family: var(--font-primary);
    font-weight: 700;
    font-size: 0.92rem;
    letter-spacing: 0.3px;
    border-radius: var(--radius-sm);
    cursor: pointer;
    text-decoration: none;
    transition: all var(--transition);
    border: 2px solid transparent;
    line-height: 1;
}

.btn-primary {
    background: linear-gradient(135deg, var(--kpn-gold) 0%, #d4ad65 100%);
    color: var(--kpn-white);
    border-color: var(--kpn-gold);
    box-shadow: 0 4px 14px rgba(197,160,89,0.30);
}
.btn-primary:hover {
    background: linear-gradient(135deg, var(--kpn-gold-hover) 0%, #c59a50 100%);
    border-color: var(--kpn-gold-hover);
    color: var(--kpn-white);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(197,160,89,0.40);
}

.btn-secondary {
    background: transparent;
    color: var(--kpn-white);
    border-color: rgba(255,255,255,0.55);
}
.btn-secondary:hover {
    background: var(--kpn-white);
    color: var(--kpn-navy);
    border-color: var(--kpn-white);
    transform: translateY(-2px);
}

.btn-primary-outline {
    background: transparent;
    color: var(--kpn-navy);
    border-color: var(--kpn-navy);
}
.btn-primary-outline:hover {
    background: var(--kpn-navy);
    color: var(--kpn-white);
    transform: translateY(-2px);
}

.btn-full { width: 100%; }

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero-section {
    position: relative;
    padding: 180px 0 130px;
    background-size: cover;
    background-position: center;
    overflow: hidden;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse at 15% 50%, rgba(197, 160, 89, 0.12) 0%, transparent 55%),
        linear-gradient(120deg, rgba(5, 13, 26, 0.96) 0%, rgba(10, 25, 47, 0.90) 50%, rgba(29, 53, 87, 0.82) 100%);
}

/* Diagonal accent line */
.hero-overlay::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 6px;
    background: linear-gradient(90deg, var(--kpn-gold), transparent 60%);
    opacity: 0.5;
}

.hero-content {
    position: relative;
    z-index: 10;
    text-align: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(197, 160, 89, 0.15);
    border: 1px solid rgba(197, 160, 89, 0.4);
    border-radius: 999px;
    padding: 6px 16px;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--kpn-gold);
    margin-bottom: 20px;
}
.hero-badge::before {
    content: '';
    width: 6px;
    height: 6px;
    background: var(--kpn-gold);
    border-radius: 50%;
    box-shadow: 0 0 6px var(--kpn-gold);
}

.hero-content h1 {
    font-size: 3.8rem;
    color: var(--kpn-white);
    max-width: 860px;
    margin: 0 auto 18px;
    line-height: 1.15;
    font-weight: 700;
}

.hero-content .subtitle {
    font-size: 1.35rem;
    font-weight: 600;
    color: rgba(197,160,89,0.9);
    margin-bottom: 20px;
}

.hero-content .hero-intro {
    font-size: 1.07rem;
    max-width: 760px;
    margin: 0 auto 36px;
    color: rgba(241,245,249,0.85);
    line-height: 1.9;
}

.hero-actions {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

/* ============================================================
   STATS STRIP
   ============================================================ */
.stats-strip {
    background: linear-gradient(90deg, var(--kpn-dark) 0%, var(--kpn-navy) 100%);
    border-bottom: 1px solid rgba(255,255,255,0.06);
    padding: 44px 0;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 0;
}

.stat-item {
    text-align: center;
    padding: 8px 20px;
    position: relative;
}

.stat-item + .stat-item::before {
    content: '';
    position: absolute;
    left: 0;
    top: 10%;
    height: 80%;
    width: 1px;
    background: rgba(255,255,255,0.10);
}

.stat-value {
    display: block;
    font-family: var(--font-primary);
    font-size: 2.4rem;
    font-weight: 800;
    color: var(--kpn-gold);
    line-height: 1.1;
    margin-bottom: 8px;
    white-space: nowrap;
}

.stat-label {
    display: block;
    font-size: 0.82rem;
    font-weight: 600;
    color: rgba(241,245,249,0.65);
    text-transform: uppercase;
    letter-spacing: 0.8px;
}

/* ============================================================
   TRUST BAR
   ============================================================ */
.trust-bar {
    background: #EFF6FF;
    border-bottom: 1px solid #D4E5F9;
    padding: 12px 0;
}

.trust-bar-inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 36px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--kpn-slate);
    letter-spacing: 0.2px;
}

.trust-logo {
    height: 22px;
    width: auto;
    display: inline-block;
    object-fit: contain;
    vertical-align: middle;
}

.trust-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    background: var(--kpn-gold);
    border-radius: 50%;
    color: white;
    font-size: 0.6rem;
    font-weight: 900;
    flex-shrink: 0;
}

/* ============================================================
   COVERAGE LEVEL CARDS
   ============================================================ */
.coverage-section { padding: 96px 0; }

.coverage-levels-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.coverage-level-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-top: 4px solid var(--kpn-gold);
    border-radius: var(--radius-md);
    padding: 36px 32px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
    position: relative;
    overflow: hidden;
}

.coverage-level-card::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 80px;
    height: 80px;
    background: radial-gradient(circle at top right, var(--kpn-gold-light), transparent 70%);
    pointer-events: none;
}

.coverage-level-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
}

.coverage-level-icon {
    width: 48px;
    height: 48px;
    background: var(--kpn-gold-light);
    border: 1px solid rgba(197,160,89,0.25);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    font-size: 1.4rem;
}

.coverage-level-card h3 {
    font-size: 1.15rem;
    margin-bottom: 10px;
    color: var(--kpn-navy);
}

.coverage-level-card p {
    margin-bottom: 0;
    color: var(--kpn-text-mid);
    font-size: 0.97rem;
}

.coverage-level-card strong {
    color: var(--kpn-navy);
    font-size: 1.1rem;
}

/* ============================================================
   CONTENT CARDS (universal card component)
   ============================================================ */
.content-grid {
    display: grid;
    gap: 24px;
}
.content-grid.two-col   { grid-template-columns: 1.25fr 1fr; }
.content-grid.three-col { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.content-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    padding: 36px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
}
.content-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-hover);
}

.content-card h3 {
    font-size: 1.38rem;
    margin-bottom: 14px;
    color: var(--kpn-navy);
    padding-bottom: 12px;
    border-bottom: 2px solid var(--kpn-border);
}

.content-card p  { color: var(--kpn-text-mid); margin-bottom: 1rem; }
.content-card li { color: var(--kpn-text-mid); margin-bottom: 9px; }
.content-card ul, .content-card ol { padding-left: 20px; margin-bottom: 1rem; }

/* Image card (media) */
.media-card {
    overflow: hidden;
    padding: 0;
}
.media-card img {
    width: 100%;
    height: 100%;
    min-height: 340px;
    object-fit: cover;
    display: block;
    transition: transform 0.6s ease;
}
.media-card:hover img {
    transform: scale(1.03);
}

/* ============================================================
   ICON FEATURE CARDS
   ============================================================ */
.icon-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.icon-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    padding: 36px 30px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
    text-align: left;
}
.icon-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
}

.icon-card-icon {
    width: 52px;
    height: 52px;
    border-radius: var(--radius-sm);
    background: var(--kpn-navy);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    font-size: 1.5rem;
    flex-shrink: 0;
}

.icon-card h3 {
    font-size: 1.25rem;
    margin-bottom: 12px;
    color: var(--kpn-navy);
}
.icon-card p { color: var(--kpn-text-mid); font-size: 0.97rem; margin-bottom: 0; }
.icon-card ul { padding-left: 18px; margin-bottom: 0; }
.icon-card li { color: var(--kpn-text-mid); font-size: 0.97rem; margin-bottom: 7px; }

/* ============================================================
   PARTNER GRID
   ============================================================ */
.partner-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
    list-style: none;
    padding: 0;
    margin: 20px 0 0;
}

.partner-grid li {
    background: var(--kpn-light-bg);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-sm);
    padding: 10px 16px;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--kpn-slate);
    text-align: center;
    transition: all var(--transition);
    margin-bottom: 0;
}
.partner-grid li:hover {
    background: var(--kpn-navy);
    color: var(--kpn-white);
    border-color: var(--kpn-navy);
}

.partner-logo-grid {
    grid-template-columns: repeat(3, minmax(200px, 240px));
    justify-content: center;
}

.partner-logo-grid li {
    min-height: 110px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    background: var(--kpn-white);
    gap: 10px;
    padding: 14px 12px;
    box-shadow: 0 3px 12px rgba(10, 25, 47, 0.06);
}

.partner-logo-grid li:hover {
    background: #fbfdff;
    border-color: #cfdcec;
    transform: translateY(-2px);
    box-shadow: 0 10px 24px rgba(10, 25, 47, 0.12);
}

.partner-logo-grid img {
    max-width: 100%;
    max-height: 36px;
    width: auto;
    height: auto;
    object-fit: contain;
    display: block;
}

.partner-logo-grid .partner-name {
    display: block;
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--kpn-slate);
    text-align: center;
    line-height: 1.25;
}

@media (min-width: 993px) {
    .partner-logo-grid li:last-child:nth-child(3n + 1) {
        grid-column: 2;
    }
}

/* ============================================================
   ABOUT SPLIT SECTION
   ============================================================ */
.about-section { padding: 0; }
.split-section  { padding: 0; }

.split-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 520px;
}

.split-image {
    position: relative;
    overflow: hidden;
}
.split-image img {
    width: 100%;
    height: 100%;
    min-height: 420px;
    object-fit: cover;
    display: block;
    transition: transform 0.7s ease;
}
.split-image:hover img { transform: scale(1.04); }

.split-content {
    padding: 80px 60px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.split-content h2 { font-size: 2rem; margin-bottom: 20px; }
.split-content p  { color: var(--kpn-text-mid); font-size: 1.06rem; line-height: 1.85; }

/* Alternate layout (image on right) */
.split-grid.reverse .split-image { order: 2; }
.split-grid.reverse .split-content { order: 1; }

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta-section {
    background: linear-gradient(120deg, var(--kpn-dark) 0%, var(--kpn-navy) 60%, var(--kpn-royal-blue) 100%);
    padding: 96px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.cta-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 70% 50%, rgba(197,160,89,0.10) 0%, transparent 60%);
    pointer-events: none;
}
.cta-section .container { position: relative; z-index: 1; }
.cta-section .section-eyebrow { color: rgba(197,160,89,0.85); }
.cta-section h2 { color: var(--kpn-white); font-size: 2.4rem; margin-bottom: 16px; }
.cta-section p  {
    color: rgba(241,245,249,0.75);
    font-size: 1.1rem;
    max-width: 580px;
    margin: 0 auto 36px;
}
.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   PAGE HEADER BANNERS (inner pages)
   ============================================================ */
.page-header-banner {
    background-size: cover;
    background-position: center;
    position: relative;
    padding: 150px 0 90px;
    overflow: hidden;
}

.overlay-dark {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg,
        rgba(5, 13, 26, 0.94) 0%,
        rgba(10, 25, 47, 0.88) 50%,
        rgba(29, 53, 87, 0.80) 100%);
}
.overlay-dark::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--kpn-gold) 0%, rgba(197,160,89,0.2) 60%, transparent 100%);
}

.page-title {
    position: relative;
    z-index: 10;
    color: var(--kpn-white);
    font-size: 3rem;
    margin: 0 0 12px;
    border-left: 4px solid var(--kpn-gold);
    padding-left: 22px;
}

.coverage-hero-meta {
    position: relative;
    z-index: 10;
    color: rgba(241,245,249,0.80);
    font-size: 1.04rem;
    font-weight: 500;
    margin: 0;
    padding-left: 26px;
}

/* ============================================================
   SUB-PAGE LAYOUT
   ============================================================ */
.sub-page-grid {
    display: grid;
    grid-template-columns: 2.5fr 1fr;
    gap: 50px;
}

.corporate-paper {
    background: var(--kpn-white);
    padding: 50px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-card);
    border-top: 4px solid var(--kpn-navy);
}
.corporate-paper p  { font-size: 1.08rem; color: var(--kpn-text-mid); margin-bottom: 1.5rem; }
.corporate-paper ul { margin-bottom: 1.5rem; padding-left: 20px; }
.corporate-paper li { margin-bottom: 9px; font-size: 1.08rem; color: var(--kpn-text-mid); }

.sidebar-widget {
    background: var(--kpn-light-bg);
    padding: 28px;
    border-radius: var(--radius-md);
    margin-bottom: 28px;
    border: 1px solid var(--kpn-border);
}
.sidebar-widget h3 { font-size: 1.3rem; margin-bottom: 14px; }

.bg-dark-widget {
    background: var(--kpn-navy);
    color: var(--kpn-white);
    border-color: var(--kpn-navy);
}
.bg-dark-widget h3 { color: var(--kpn-gold); }
.bg-dark-widget p  { color: #CBD5E1; }

/* ============================================================
   COVERAGE / CLAIMS / REGULATION / WHY / PORTAL / LEGAL PAGES
   ============================================================ */
.coverage-policy-page .content-card,
.regulation-page .content-card,
.why-choose-page .content-card,
.client-portal-page .content-card,
.claims-page .content-card,
.legal-page .content-card,
.about-page .content-card {
    border-top: 3px solid rgba(197,160,89,0.25);
}

.coverage-policy-page .content-card h3,
.regulation-page .content-card h3,
.why-choose-page .content-card h3,
.client-portal-page .content-card h3,
.claims-page .content-card h3,
.legal-page .content-card h3,
.about-page .content-card h3 {
    color: var(--kpn-navy);
}

/* Important notice card */
.important-notice {
    background: linear-gradient(135deg, #fffcf5, #fff9ef);
    border: 1px solid #edd8ae;
    border-top: 4px solid var(--kpn-gold);
}
.important-notice h3 { color: var(--kpn-navy); border-bottom-color: rgba(197,160,89,0.25); }
.important-notice p, .important-notice li { color: #5a4a30; }

/* ============================================================
   CLAIMS PAGE - STEPS
   ============================================================ */
.claims-steps-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 24px;
}

.claims-step {
    background: var(--kpn-light-bg);
    border: 1px solid var(--kpn-border);
    border-top: 3px solid var(--kpn-gold);
    border-radius: var(--radius-md);
    padding: 28px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition);
}
.claims-step:hover { transform: translateY(-4px); }

.claims-step-badge {
    display: inline-block;
    background: var(--kpn-navy);
    color: var(--kpn-gold);
    border-radius: 999px;
    padding: 5px 14px;
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.claims-step span {
    display: inline-block;
    background: rgba(197,160,89,0.12);
    color: var(--kpn-navy);
    border: 1px solid rgba(197,160,89,0.35);
    border-radius: 999px;
    padding: 6px 12px;
    font-size: 0.78rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.claims-step h4 {
    font-family: var(--font-display);
    font-size: 1.15rem;
    margin-bottom: 12px;
    color: var(--kpn-navy);
}
.claims-step p, .claims-step li { color: var(--kpn-text-mid); }
.claims-step ul { margin-bottom: 0; }

/* ============================================================
   CLIENT PORTAL PAGE
   ============================================================ */
.portal-access-grid { gap: 32px; }

.portal-access-box {
    text-align: left;
    min-height: 300px;
    display: flex;
    flex-direction: column;
}
.portal-access-box ul { margin-bottom: 20px; flex-grow: 1; }
.portal-access-box .btn { align-self: flex-start; }

/* ============================================================
   FAQ PAGE
   ============================================================ */
.faq-section  { display: grid; gap: 28px; }
.faq-group    { display: grid; gap: 12px; }
.faq-group h3 { font-size: 1.4rem; margin-bottom: 4px; }

.faq-item {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-card);
    overflow: hidden;
    transition: box-shadow var(--transition);
}
.faq-item:hover { box-shadow: var(--shadow-hover); }

.faq-item summary {
    cursor: pointer;
    list-style: none;
    padding: 20px 56px 20px 24px;
    font-family: var(--font-display);
    font-size: 1.06rem;
    color: var(--kpn-navy);
    position: relative;
    transition: background var(--transition);
}
.faq-item summary:hover { background: var(--kpn-light-bg); }
.faq-item[open] summary { background: var(--kpn-light-bg); }
.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
    content: '+';
    position: absolute;
    right: 22px;
    top: 50%;
    transform: translateY(-50%);
    font-family: var(--font-primary);
    font-size: 1.4rem;
    color: var(--kpn-gold);
    line-height: 1;
}
.faq-item[open] summary::after { content: '–'; }

.faq-item > div { padding: 4px 24px 24px; }
.faq-item p, .faq-item li { color: var(--kpn-text-mid); }
.faq-item ul { margin-bottom: 12px; }

/* ============================================================
   COVERAGE CTA / ACTIONS
   ============================================================ */
.coverage-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 20px;
}

/* ============================================================
   FORMS
   ============================================================ */
.kpn-contact-form {
    background: var(--kpn-light-bg);
    padding: 44px;
    border-radius: var(--radius-md);
    border: 1px solid var(--kpn-border);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    margin-bottom: 22px;
}

.form-group label {
    display: block;
    margin-bottom: 7px;
    font-weight: 700;
    font-size: 0.88rem;
    color: var(--kpn-navy);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.form-control {
    width: 100%;
    padding: 12px 16px;
    background: var(--kpn-white);
    border: 1.5px solid var(--kpn-border);
    border-radius: var(--radius-sm);
    font-family: var(--font-primary);
    font-size: 1rem;
    color: var(--kpn-text-dark);
    box-sizing: border-box;
    transition: border-color var(--transition), box-shadow var(--transition);
    appearance: none;
}
.form-control:focus {
    outline: none;
    border-color: var(--kpn-gold);
    box-shadow: 0 0 0 3px rgba(197,160,89,0.15);
}
.form-control:hover { border-color: #b0c4de; }

.alert {
    padding: 14px 20px;
    border-radius: var(--radius-sm);
    margin-bottom: 22px;
    font-weight: 600;
}
.alert-success {
    background: #d1fae5;
    color: #065f46;
    border: 1px solid #34d399;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
    background: linear-gradient(160deg, var(--kpn-dark) 0%, var(--kpn-navy) 100%);
    color: var(--kpn-text-light);
    padding: 80px 0 0;
}

.footer-inner {
    display: grid;
    grid-template-columns: 1.6fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 60px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255,255,255,0.07);
}

.footer-widget h4 {
    font-family: var(--font-primary);
    font-size: 0.78rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--kpn-gold);
    margin-bottom: 20px;
}

.footer-logo {
    height: 46px;
    margin-bottom: 22px;
    filter: brightness(0) invert(1);
}

.footer-widget > p {
    color: #7a95b8;
    font-size: 0.93rem;
    line-height: 1.75;
    margin-bottom: 10px;
}

.footer-menu-list {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-menu-list li { margin-bottom: 10px; }
.footer-menu-list a {
    color: #7a95b8;
    font-size: 0.93rem;
    font-weight: 500;
    transition: color var(--transition);
}
.footer-menu-list a:hover { color: var(--kpn-gold); }

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    color: #7a95b8;
    font-size: 0.93rem;
    margin-bottom: 12px;
}
.footer-contact-icon {
    margin-top: 2px;
    color: var(--kpn-gold);
    flex-shrink: 0;
    display: flex;
    align-items: center;
}

.footer-bottom {
    background-color: var(--kpn-dark);
    padding: 28px 0;
    text-align: center;
    font-size: 0.82rem;
    color: #4a6280;
    border-top: 1px solid rgba(255,255,255,0.04);
}
.disclaimer {
    max-width: 860px;
    margin: 0 auto 16px;
    line-height: 1.65;
}
.copyright { color: #4a6280; margin: 0; }

/* ============================================================
   HOME POLISHED WRAPPER
   ============================================================ */
.home-polished {}
.section-block { position: relative; }
.contact-card p:last-child { margin-bottom: 0; }

/* ============================================================
   GRID / CARD LAYOUTS (page templates)
   ============================================================ */
.kpn-cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 28px;
}

.kpn-card {
    background: var(--kpn-white);
    padding: 38px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-card);
    border-top: 4px solid var(--kpn-gold);
    transition: transform var(--transition), box-shadow var(--transition);
}
.kpn-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}
.kpn-card h3 {
    margin-bottom: 16px;
    border-bottom: 1px solid var(--kpn-border);
    padding-bottom: 14px;
}
.kpn-card p { font-size: 1.03rem; color: var(--kpn-text-mid); }

/* Zigzag layout */
.split-section.bg-white,
.split-section.bg-light { padding: 0; }

.photo-frame img {
    width: 100%;
    height: 100%;
    min-height: 380px;
    object-fit: cover;
    display: block;
}

/* ============================================================
   INNER PAGE SHARED COMPONENTS
   ============================================================ */

/* Page intro block (reusable across all inner pages) */
.page-intro-block {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-left: 5px solid var(--kpn-gold);
    border-radius: var(--radius-md);
    padding: 36px 40px;
    box-shadow: var(--shadow-card);
}
.page-intro-block h2 { font-size: 2rem; margin-bottom: 14px; }
.page-intro-block p  { color: var(--kpn-text-mid); font-size: 1.08rem; line-height: 1.85; margin-bottom: 1rem; }
.page-intro-block p:last-child { margin-bottom: 0; }

/* Reason / feature icon cards (reused across Why Choose Us, etc.) */
.reason-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}
.reason-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-top: 4px solid var(--kpn-navy);
    border-radius: var(--radius-md);
    padding: 36px 30px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
}
.reason-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}
.reason-card-icon {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--kpn-navy), var(--kpn-royal-blue));
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 20px;
}
.reason-card h3 { font-size: 1.2rem; margin-bottom: 12px; color: var(--kpn-navy); border-bottom: 1px solid var(--kpn-border); padding-bottom: 10px; }
.reason-card p, .reason-card li { color: var(--kpn-text-mid); font-size: 0.96rem; }
.reason-card ul { padding-left: 18px; margin: 0; }

/* Process timeline steps */
.process-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    position: relative;
}
.process-steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 10%;
    right: 10%;
    height: 2px;
    background: linear-gradient(90deg, var(--kpn-gold), rgba(197,160,89,0.2));
    z-index: 0;
}
.process-step {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    padding: 32px 28px;
    box-shadow: var(--shadow-card);
    text-align: center;
    position: relative;
    z-index: 1;
    transition: transform var(--transition), box-shadow var(--transition);
    margin: 0 12px;
}
.process-step:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }

.process-step-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    background: var(--kpn-navy);
    border: 3px solid var(--kpn-gold);
    border-radius: 50%;
    font-family: var(--font-primary);
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--kpn-gold);
    margin: 0 auto 20px;
}
.process-step h4 { font-family: var(--font-display); font-size: 1.15rem; color: var(--kpn-navy); margin-bottom: 12px; }
.process-step p, .process-step li { color: var(--kpn-text-mid); font-size: 0.93rem; text-align: left; }
.process-step ul { padding-left: 16px; margin-bottom: 0; }

/* Contact page */
.contact-info-card {
    background: linear-gradient(135deg, var(--kpn-dark), var(--kpn-navy));
    border-radius: var(--radius-md);
    padding: 44px 40px;
    color: var(--kpn-white);
    height: 100%;
    position: relative;
    overflow: hidden;
}
.contact-info-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 20% 80%, rgba(197,160,89,0.12), transparent 55%);
    pointer-events: none;
}
.contact-info-card > * { position: relative; z-index: 1; }
.contact-info-card h3 { color: var(--kpn-white); font-size: 1.6rem; margin-bottom: 6px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 16px; margin-bottom: 24px; }
.contact-info-card p { color: rgba(241,245,249,0.78); font-size: 1rem; line-height: 1.8; }
.contact-info-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-bottom: 20px;
    padding-bottom: 20px;
    border-bottom: 1px solid rgba(255,255,255,0.07);
}
.contact-info-item:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.contact-info-icon {
    width: 36px;
    height: 36px;
    background: rgba(197,160,89,0.15);
    border: 1px solid rgba(197,160,89,0.3);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    flex-shrink: 0;
    margin-top: 2px;
}
.contact-info-text strong { display: block; color: var(--kpn-white); font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.8px; font-weight: 700; margin-bottom: 4px; }
.contact-info-text span, .contact-info-text a { color: rgba(241,245,249,0.78); font-size: 0.97rem; text-decoration: none; }
.contact-info-text a:hover { color: var(--kpn-gold); }

/* Portal access cards */
.portal-card {
    border-radius: var(--radius-md);
    padding: 44px 40px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
    border: 1px solid var(--kpn-border);
}
.portal-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }
.portal-card-primary {
    background: linear-gradient(135deg, var(--kpn-navy) 0%, var(--kpn-royal-blue) 100%);
    border-color: var(--kpn-navy);
}
.portal-card-secondary { background: var(--kpn-white); }
.portal-card-primary h3 { color: var(--kpn-white); font-size: 1.6rem; padding-bottom: 16px; border-bottom: 1px solid rgba(255,255,255,0.15); margin-bottom: 20px; }
.portal-card-secondary h3 { color: var(--kpn-navy); font-size: 1.6rem; padding-bottom: 16px; border-bottom: 1px solid var(--kpn-border); margin-bottom: 20px; }
.portal-card-icon {
    width: 60px;
    height: 60px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    margin-bottom: 24px;
}
.portal-card-primary .portal-card-icon { background: rgba(255,255,255,0.10); }
.portal-card-secondary .portal-card-icon { background: var(--kpn-light-bg); border: 1px solid var(--kpn-border); }
.portal-card-primary ul li { color: rgba(241,245,249,0.82); margin-bottom: 10px; }
.portal-card-secondary ul li { color: var(--kpn-text-mid); margin-bottom: 10px; }
.portal-card ul { padding-left: 20px; margin-bottom: 28px; }
.portal-access-grid-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
}

/* Legal page clean typography */
.legal-section h3 { font-size: 1.3rem; color: var(--kpn-navy); margin-bottom: 12px; }
.legal-section p, .legal-section li { color: var(--kpn-text-mid); font-size: 1rem; }

/* ============================================================
   ABOUT PAGE — SPECIFIC COMPONENTS
   ============================================================ */

/* Intro split section */
.about-intro-split {
    background: var(--kpn-light-bg);
}
.about-intro-split .split-content {
    padding: 80px 64px;
}
.about-intro-split .split-content p {
    font-size: 1.1rem;
    line-height: 1.9;
}
.about-intro-split .split-content .lead {
    font-size: 1.22rem;
    font-weight: 600;
    color: var(--kpn-navy);
    line-height: 1.7;
    margin-bottom: 24px;
}

/* Principles section */
.principles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.principle-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    padding: 44px 36px;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition), box-shadow var(--transition);
    position: relative;
    overflow: hidden;
}
.principle-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
}

.principle-number {
    font-family: var(--font-primary);
    font-size: 5.5rem;
    font-weight: 900;
    color: rgba(197,160,89,0.10);
    line-height: 1;
    position: absolute;
    top: 16px;
    right: 24px;
    user-select: none;
    pointer-events: none;
}

.principle-icon {
    width: 56px;
    height: 56px;
    background: var(--kpn-navy);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
    margin-bottom: 24px;
}

.principle-card h3 {
    font-size: 1.55rem;
    color: var(--kpn-navy);
    margin-bottom: 14px;
    padding-bottom: 12px;
    border-bottom: 2px solid var(--kpn-border);
}

.principle-card p {
    color: var(--kpn-text-mid);
    font-size: 1rem;
    line-height: 1.8;
    margin-bottom: 0;
}

/* Client types grid */
.client-types-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.client-type-card {
    background: var(--kpn-white);
    border: 1px solid var(--kpn-border);
    border-left: 4px solid var(--kpn-gold);
    border-radius: var(--radius-md);
    padding: 26px 22px;
    box-shadow: var(--shadow-card);
    display: flex;
    align-items: flex-start;
    gap: 16px;
    transition: transform var(--transition), box-shadow var(--transition);
}
.client-type-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-hover);
}

.client-type-icon {
    width: 44px;
    height: 44px;
    background: var(--kpn-navy);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.client-type-info h4 {
    font-size: 1.02rem;
    font-family: var(--font-primary);
    font-weight: 700;
    margin-bottom: 4px;
    color: var(--kpn-navy);
}
.client-type-info p {
    font-size: 0.87rem;
    color: var(--kpn-text-mid);
    margin: 0;
    line-height: 1.5;
}

/* Regulatory info box */
.regulatory-info-box {
    background: linear-gradient(135deg, var(--kpn-dark) 0%, var(--kpn-navy) 100%);
    border-radius: var(--radius-md);
    padding: 48px;
    color: var(--kpn-white);
    position: relative;
    overflow: hidden;
}
.regulatory-info-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 80% 20%, rgba(197,160,89,0.12), transparent 60%);
    pointer-events: none;
}
.regulatory-info-box .section-eyebrow { color: rgba(197,160,89,0.85); }
.regulatory-info-box h3 { color: var(--kpn-white); font-size: 1.7rem; margin-bottom: 16px; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 16px; }
.regulatory-info-box p  { color: rgba(241,245,249,0.78); line-height: 1.85; }
.regulatory-info-box ul { padding-left: 20px; }
.regulatory-info-box li { color: rgba(241,245,249,0.78); margin-bottom: 10px; }
.regulatory-badge-row {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 24px;
}
.regulatory-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(197,160,89,0.15);
    border: 1px solid rgba(197,160,89,0.35);
    color: var(--kpn-gold);
    border-radius: 999px;
    padding: 7px 16px;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.3px;
}

/* Partners showcase */
.partners-showcase {
    background: var(--kpn-light-bg);
    border: 1px solid var(--kpn-border);
    border-radius: var(--radius-md);
    padding: 40px;
}
.partners-showcase h3 {
    font-size: 1.4rem;
    margin-bottom: 8px;
    color: var(--kpn-navy);
}
.partners-showcase p { color: var(--kpn-text-mid); margin-bottom: 20px; }

/* About page intro quote/lead block */
.about-lead-block {
    background: var(--kpn-navy);
    border-radius: var(--radius-md);
    padding: 44px 48px;
    position: relative;
    overflow: hidden;
}
.about-lead-block::before {
    content: '"';
    position: absolute;
    top: -20px;
    left: 30px;
    font-family: var(--font-display);
    font-size: 12rem;
    color: rgba(197,160,89,0.08);
    line-height: 1;
    pointer-events: none;
}
.about-lead-block p {
    font-family: var(--font-display);
    font-size: 1.35rem;
    color: var(--kpn-white);
    line-height: 1.75;
    margin: 0;
    position: relative;
    z-index: 1;
}
.about-lead-block .lead-author {
    font-family: var(--font-primary);
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--kpn-gold);
    margin-top: 20px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    display: block;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1100px) {
    .stats-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .stat-item + .stat-item::before { display: none; }
}

@media (max-width: 992px) {
    .reason-cards-grid { grid-template-columns: 1fr 1fr; }
    .process-steps { grid-template-columns: 1fr; gap: 20px; }
    .process-steps::before { display: none; }
    .process-step { margin: 0; text-align: left; }
    .process-step-num { margin: 0 0 16px; }
    .portal-access-grid-2 { grid-template-columns: 1fr; }
    .principles-grid { grid-template-columns: 1fr 1fr; }
    .client-types-grid { grid-template-columns: 1fr 1fr; }
    .regulatory-info-box { padding: 36px; }
    .split-grid { grid-template-columns: 1fr; }
    .split-grid.reverse .split-image,
    .split-grid.reverse .split-content { order: unset; }
    .split-content { padding: 50px 40px; }
    .split-image img { min-height: 320px; }

    .coverage-levels-grid,
    .icon-cards-grid,
    .content-grid.three-col,
    .partner-grid { grid-template-columns: 1fr 1fr; }

    .content-grid.two-col { grid-template-columns: 1fr; }
    .claims-steps-grid { grid-template-columns: 1fr; }
    .sub-page-grid { grid-template-columns: 1fr; }

    .footer-inner { grid-template-columns: 1fr 1fr; }

    .portal-access-grid { grid-template-columns: 1fr !important; }
    .portal-access-box { min-height: unset; }
}

@media (max-width: 768px) {
    .container { padding: 0 20px; }

    .header-inner { position: relative; flex-wrap: wrap; }
    .nav-toggle { display: flex; }
    .header-cta { display: none; }
    .site-navigation {
        width: 100%;
        display: none;
        order: 3;
    }
    .site-navigation.open { display: block; }
    .nav-menu {
        flex-direction: column;
        gap: 4px;
        padding: 10px 0;
    }
    .nav-menu a { padding: 10px 14px; }
    .mobile-nav-cta {
        display: block;
        padding: 10px 0 12px;
    }
    .mobile-nav-cta .btn {
        display: flex;
        width: 100%;
    }

    .hero-section { padding: 130px 0 90px; }
    .hero-content h1 { font-size: 2.4rem; }
    .hero-content .subtitle { font-size: 1.15rem; }
    .hero-content .hero-intro { font-size: 1rem; }
    .hero-actions { flex-direction: column; align-items: center; }

    .stats-grid { grid-template-columns: 1fr 1fr; }
    .stat-value { font-size: 1.9rem; }

    .trust-bar-inner { gap: 20px; }

    .coverage-levels-grid,
    .icon-cards-grid,
    .content-grid.three-col,
    .partner-grid { grid-template-columns: 1fr; }

    .reason-cards-grid { grid-template-columns: 1fr; }
    .principles-grid { grid-template-columns: 1fr; }
    .client-types-grid { grid-template-columns: 1fr; }
    .contact-info-card { padding: 30px 24px; }
    .portal-card { padding: 32px 28px; }
    .content-card { padding: 26px; }
    .split-content { padding: 40px 24px; }
    .about-intro-split .split-content { padding: 44px 24px; }
    .about-lead-block { padding: 32px 28px; }
    .about-lead-block p { font-size: 1.15rem; }
    .regulatory-info-box { padding: 28px; }

    h1 { font-size: 2.2rem; }
    h2 { font-size: 1.8rem; }
    .section-title { font-size: 1.8rem; }
    .page-title { font-size: 2.2rem; }
    .page-header-banner { padding: 110px 0 70px; }

    .footer-inner { grid-template-columns: 1fr; gap: 36px; }
    .form-row { grid-template-columns: 1fr; }
    .kpn-contact-form { padding: 28px; }
    .corporate-paper { padding: 30px; }

    .coverage-cta { flex-direction: column; align-items: flex-start; }
    .faq-item summary { padding-right: 48px; }
}

@media (max-width: 480px) {
    .stats-grid { grid-template-columns: 1fr; }
    .hero-badge { font-size: 0.68rem; }
}

.mobile-nav-cta {
    display: none;
}

/* ── SVG Icon System ─────────────────────────────────────────────────── */
.kpn-icon {
    display: block;
    flex-shrink: 0;
}

/* Icon containers that sit on dark navy backgrounds render white icons */
.principle-icon,
.icon-card-icon,
.reason-card-icon,
.client-type-icon,
.trust-icon,
.process-step-num {
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Light-background icon containers should use primary color for visibility */
.coverage-level-icon,
.portal-card-icon {
    color: var(--kpn-navy);
}

/* Primary portal card keeps white icon for dark background */
.portal-card-primary .portal-card-icon {
    color: #fff;
}

/* Contact info icons on dark card */
.contact-info-icon {
    color: var(--kpn-gold);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

/* FAQ group icon headers */
.faq-group-icon {
    width: 40px;
    height: 40px;
    background: var(--kpn-navy);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: #fff;
}

/* Intro badge pills (replacing emoji pills) */
.intro-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    background: var(--kpn-light-bg);
    border: 1px solid var(--kpn-border);
    border-radius: 999px;
    font-size: 0.83rem;
    font-weight: 700;
    color: var(--kpn-navy);
}
.intro-badge .kpn-icon {
    color: var(--kpn-gold);
    width: 16px;
    height: 16px;
}